Free Newsletter
Recent Articles from Ron Phillips
How to survive a bear market
Related to market valuation is whether the market is overbought or, in other words, too popular. If there’s a lot of cash flowing to an area, it can become too pricey. The S&P 500 is up 19.25 percent over the last five years. Is there too much cash leaving low-yielding bank accounts, chasing the s...
The hidden asset class
Cash is an important part of a portfolio. If you have a long-term horizon, you might want 0-5 percent of your investments in cash. Ideally, you have high-income investments that are providing a steady flow of cash, acting as ballast for your portfolio. Depending on the economy, the markets and you...
Six ways to create investment income
What did we all learn during this past decade? The one that gave most stock investors negative returns? What I learned was to generate income. Instead of buying, holding and […]
Who’s afraid of health care?
We’ve just experienced the 18th U.S. government shutdown. The stock market reacted by whipsawing up and down hundreds of points. Yet the S&P 500 just had another record close. So it looks like the health care-induced shutdown wasn’t all bad for investors. What about past shutdowns? Did they help o...
Bubbles, bubbles, everywhere
Some investment market, in some part of the world, is out of whack at some time or another. Take a look at these examples. CHINA REAL ESTATE BUBBLE If you […]
Beware high-yield CDs in low-yield times
Some of my favorite stories are Aesop’s Fables. There’s one about a dog and his master. This loyal canine brings the man his dinner every night. As those of you […]
The rise of the super bull (market)
During this latest market correction, it was shocking to see it drop so quickly. Then it suddenly hit me: We’re actually at the beginning of a new super-bull market. In […]
The truth about annuities
Annuities have earned a somewhat-seedy reputation throughout their history. They’ve been abused for years by dishonest stockbrokers, insurance agents and bank representatives without regard to client suitability. An annuity is similar to either a mutual fund or a CD combined with a retirement plan...
Hitting the jackpot
While we can all buy tickets to a lottery and hope to beat the long odds, what is more certain is copying how billionaires invest. We may not create a billion-dollar brand or portfolio but we can learn from their approach. When you dig deep into the ways of billionaires, you’ll find that they may...
The Fed got it right
Many sensationalist authors, pundits and experts would have us believe the world is ending when it comes to the U.S. money supply. They want to push their agenda forward, scaring […]
Is the market over-valued?
There are thousands of opinions on this. Most fall under two camps: bullish or bearish. Some of the more famous bears, like Robert Schiller, with his Schiller PE Ratio, would say that this market is over-valued. The optimists would say we are beneath historic valuations, and the market is fairly v...
Alphabet soup investing
There are thousands and thousands of acronyms floating around. New ones are cooked up on a daily basis. Here are a few of my favorite recipes from the investment community. […]
