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What to do when government funds run out
While some companies, have seen their operations and bottom line grow, others have faced significant challenges. Some of the challenges brought on by the pandemic were eased with government stimulus funds provided by the CARES Act, but that cash injection is likely dwindling at this point and there’s no additional wave of fund[...]
Investing a lump sum by nightfall
Although loss aversion is part of our psychological wiring as human beings, the frequency of evaluations is a choice that investors can control. When you have a lump sum to invest, act by nightfall and put it to work immediately. Then, once it’s invested, think in decades, not days.
So, your retirement’s all set?
It's not uncommon for people to change their retirement date. COVID is only one reason people are reconsidering their retirement date, and it’s not always a delay. The time to retire, whether earlier than expected or later, is all about preparation.
Staying nimble: business financing and planning in a new era
The past months have taught us that businesses owners are resilient and many are rising to the occasion by pivoting their business model, caring for their workforce and being thoughtful about operations. But this storm hasn’t passed yet, and owner-operators need more strategic plans for staying agile in the face of uncertainty[...]
Outmaneuvering uncertainty: preparing for retirement during turbulent times
This period of uncertainty has highlighted what matters most from an investment perspective–especially when preparing for retirement. What kind of investment approach will enable retirees to successfully ride through turbulent periods like we have experienced with COVID-19 with confidence and peace of mind?
What to consider (financially) before making the leap from renter to homeowner
This year has become a time for many to take stock–including when it comes to finances. While some are reprioritizing savings goals or discovering new ways to grow their business, others are considering making the leap from renter to homeowner. Consider these three questions to ensure now is the right time for you (and your wa[...]
Raising fiscally savvy adults: 5 habits to learn for school and beyond
Whether your children are preparing to go back to school or are staying home longer than anticipated, take advantage of this time to help them develop sound financial habits and prepare for the uncertainties ahead.
Is your business paying from the cloud or the checkbook?
Check usage has decreased dramatically during the past decade. Luckily, there are solutions available for businesses looking to transition to electronic payments quickly and cost-effectively. Here are the three questions you should consider when searching for the right payment solution for your business.
Does Your Business Need a LIFT?
Every business needs a financial plan to help guide and keep them afloat no matter how good times may be or how plentiful the work may appear. With the reality of the the last few months in mind, here are four key actions to take now to “LIFT” businesses.
Financially preparing for back-to-school expenses during the pandemic
No question: the 2020 school year will be a novel experience for children, parents and school staff. Stay financially prepared for whatever is ahead by considering the costs for both in-person and virtual learning and building your budget early.
In your 50s? It’s not too late to start saving for retirement
54% of baby boomers have little to no savings, according to the Insured Retirement Institute. If that sounds familiar, then you need to start shifting your mindset from wondering why you put off saving to thinking about what will make you the most successful in retirement. Luckily, there are multiple strategies you can employ to[...]
When looking for guidance on managing your portfolio: Do Nothing
Have the markets got you confused? Are you trying to figure out why stocks have been doing so well during a pandemic and recession? You’re likely asking the wrong questions.
