Free Newsletter
Protecting the assets you have
The recession wiped out nearly 40 percent, or two decades’ worth of Americans’ wealth, the Federal Reserve said earlier this year. This shift in wealth will have a major impact across all aspects of family and wealth, not only for the middle class, but also for wealthier people and business owners. The brunt of the […]
Ready, set — sell!
Despite ongoing economic challenges, many small and mid-sized businesses have continued to grow and thrive, giving their owners an opportunity to walk away and reap the benefits of years of hard work. If you are an owner contemplating a sale, it is imperative to prepare yourself and your business beforehand. A small investment now can […]
HSAs build long-term wealth with tax-favored savings
Most people don’t realize that health savings accounts (HSAs) are one of the best long-term savings vehicles in the market today. Paired with high-deductible health plans, HSAs are available to help pay for current qualified medical expenses as well as to save for future expenses, all in a tax-exempt account. Many consumers continue to use […]
Eight great steps for a college savings plan
In tough times, the thought of paying your children’s way through college can sound daunting, but it’s something most of us hope to be able to do for our kids. According to the University of Colorado Boulder Office of Planning, Budget and Analysis, incoming freshman who are residents of Colorado w...
When finance and sales work hand-in-hand
New and emerging Colorado companies are benefiting from arrangements where they can be co-located with shared access to resources and flexible space. These companies are expected to drive half of Denver’s workforce growth in the coming years. What kind of job growth should we expect, and how can...
How to maximize college financial aid
If you would like for your child or grandchild to receive college financial aid, there are several steps that can be taken to help maximize both the probability of receiving financial aid and the amount received. Here are a few dos and don’ts for helping your child or grandchild maximize their financial aid. The most […]
Top 10 ways to prep for the “fiscal cliff”
With political pressures affecting the economy, investors should be watching carefully and be even more vigilant in reviewing and adjusting their asset allocation and overall portfolio strategy.
Here are 10 strategies to help navigate the uncertain landscape
A banker’s dozen
Small business owners are in a class of their own – they have unique needs, challenges and opportunities. Making the most of every possible resource is critical to both day-to-day and long-term success. Often overlooked is a benefit owners can gain from their banker: guidance and expertise in financial management and growth. Banking isn’t just […]
The brave new world of variable annuities
Variable annuities have had such a bad rap in some financial planning circles that many advisors refuse to discuss them—let alone recommend them for clients. It’s no wonder, because the negative image of variable annuities looks something like this: Picture a well-intentioned middle-age couple—risk-averse and nervous about saving enough for retirement—who stretch their budget to […]
Why you might want what the other guy’s got
Companies grow in one of two ways: organically and through acquisition. Organic growth is achieved through the normal course of operations. New customers are added from sales and marketing and expansion to new territories. New products and/or services are added through R&D, product extension and updates. Most companies are continually pursuing organic growth. The alternative […]
How to know when to upgrade your IT systems
Are you feeling inclined to make some much-needed improvements to your current technology and equipment? Are you in a position to accommodate new growth or additions to your workforce with the proper systems in place? Well, you’re not alone. More than four out of five executives said their companies made at least one capital goods […]
Seeking the secular growth trend
At times, we like to take a step back from the more tactical, short-term look at the markets and focus our attention on identifying themes in the global economy that we may want to participate in as investors. Secular growth trends typically entail demographic shifts, innovative or disruptive technologies, changing consumer preferences or additional resource […]
