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When bank financing’s a no-go
Some 61 percent of business respondents believe the current business financing environment is restricting their growth opportunities and 72 percent find it difficult to raise new business financing, according to […]
A great solution to the housing market blues
Pity the beleaguered American homeowner. In the past five years, he has seen the value of his home drop by an average of 33 percent, according to S&P Case Schiller. […]
Minimize taxes, maximize returns
Did you know that you can increase your investment returns without changing your current investment portfolio? Many investors have taxable investment accounts, tax-deferred retirement accounts and even tax-free (Roth) accounts. […]
Time for a financial tune-up
The first months of the year are an important time for small business owners to strategically evaluate their business operations. This includes taking an objective look at the business plan, […]
Accounting for change
Two changes to public company accounting took hold in 2012; the change on the test for impairment of goodwill on the balance sheet and a change in how comprehensive income […]
Mergers and acquisitions in 2013
According to PwC, increased merger and acquisition activity in the United States during the closing months of 2012 offered a glimpse at what 2013 has in store—more deals fueled by […]
All that glitters…
Historically, precious metals have been influenced by a different set of value drivers, creating the potential for effective diversification. There are opportunities for suitable investors in gold, silver, platinum and palladium that may complement investments in equities, fixed income or other as...
Plan now, play later
Forbes magazine reported last year that the number of people who are self-employed increased from 1.3 million in 2001 to 10.6 million in 2012. This big increase partly reflects the […]
Top 10 investment ideas for 2013
Members of the Morgan Stanley Global Investment Committee (GIC) believe the “highly accommodative policy stance being pursued by the Federal Reserve, the European Central Bank (ECB) and other central banks […]
Keep calm and carry cash
Working in a startup company is tough. Founders face many challenges: Creating a brand; getting customers to believe in their company; developing cutting edge products; and persuading customers to buy […]
Crowdfunding for fun and profit
Since I wrote my first article on crowdfunding, I’ve done more research on this financing strategy, plus interviewed several business owners who have used crowdfunding to grow their businesses. Most […]
How to get the biggest bang for your investment buck
Many people are willing to spend money to get a carpet cleaning or an oil change. When it comes to personal finance issues, however, many people choose to do it themselves rather than seeking professional help. The value of a good advisor generally exceeds what he/she will cost you. For example, m...
